HDFC TATA NEU CREDIT CARD

✅ Earn NeuCoins

(1 NeuCoin = ₹1)
• Up to 10% back on Tata Neu app spends

• Up to 5% on Tata partner brands
• 1–1.5% on other spends

✅ UPI Rewards (RuPay Variant)
• Earn NeuCoins on UPI payments

🔹 1. Earn NeuCoins Rewards

Tata Neu cards reward you in NeuCoins (1 NeuCoin = ₹1) on eligible spends:
• Up to 10% back on purchases via the Tata Neu app — including 5% base NeuCoins + up to 5% bonus with Tata NeuPass membership.
• 5% NeuCoins on Tata partner brand spends like Tata 1mg, Tanishq, Titan & more (online & in-store).
• 1.5% NeuCoins on other eligible non-Tata spends (Infinity).
• 1%-2% NeuCoins (Plus card) on Tata Neu/partner brand spends and other purchases.

🔹 2. Rewards on UPI & Everyday Transactions

• On the RuPay variant, you can earn NeuCoins on UPI transactions too (up to specified monthly caps).
• Earn NeuCoins on utility, bill payments, and gift card payments made through Tata Neu.

🔹 3. Lounge Access

• Domestic airport lounge access — e.g., Tata Neu Plus gives up to 4 domestic lounge visits/year; Tata Neu Infinity offers more (e.g., 8 domestic + international vouchers).
(Typically requires meeting a minimum spend each quarter to redeem lounge vouchers.)

🔹 4. Fuel Surcharge Waiver

• Enjoy a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000 (up to a cap per statement cycle).

🔹 5. Interest-Free Credit & Smart Features

• Up to 50 days interest-free credit period on purchases.
• Smart EMI conversion on big spends to make repayment easier.
• Contactless payments enabled for fast tap-to-pay checkout.
• Zero cost card liability against fraudulent transactions if reported promptly.

🔹 6. Digital Benefits & Management

• Manage and redeem rewards digitally via HDFC Bank’s MyCards / Tata Neu app.
• Digital onboarding and card management make it easy to apply and track spends.

🔹 7. Redemption Flexibility

• NeuCoins can be redeemed for purchases across Tata’s wide ecosystem — e-commerce, travel, groceries, fashion, electronics, healthcare, etc.

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